AI Smart Links
3 related sections
Underwriting
Underwriting
Use these rates to quote and underwrite new risks
Quotation Issuance
Quotation
Generate formal quotations using the configured tariff rates
Underwriting Report
Report
Analyse premium performance against applied tariff rates
After updating tariff rates, notify the Underwriting team so new quotations reflect the latest approved rates immediately.
Tarif Management
Manage insurance rates and premiums
Fire Insurance Rates (108 total)
| Risk Category | Standard Fire Rate | Fire & Special Perils | Consequential Loss | Burglary & Theft | Actions |
|---|---|---|---|---|---|
| 105-Other Occupancy/Risks not specified | 0.4500% | 0.6144% | - | - | |
| 104-Private Dwellings-Buildings inclusive of Boundary Walls and Out buildings | 0.1200% | 0.1500% | - | - | |
| 103-Thatched roof buildings | 0.4500% | 0.6144% | - | - | |
| 102- Woodworkers, Carpenters, Saw Mills, Joiners, Cabinet Makers & Upholsterers | 0.1800% | 0.3444% | - | - | |
| 101- Wine Bottling Premises | 0.1500% | 0.3144% | - | - | |
| 100-Wattle (Dry) Back Factories | 0.2400% | 0.4044% | - | - | |
| 99- Wattle Extract Factories | 0.2400% | 0.4044% | - | - | |
| 98- Vinegar Factories | 0.1500% | 0.3144% | - | - | |
| 97- Unoccupied Buildings | 0.1500% | 0.3144% | - | - | |
| 96- Tobacco Factories | 0.2400% | 0.4044% | - | - | |
| 95- Timber Stores & Sheds Strong | 0.1800% | 0.3444% | - | - | |
| 94- Tea Factories & Withering Houses | 0.1500% | 0.3144% | - | - | |
| 93- Tanneries | 0.1500% | 0.3144% | - | - | |
| 92- Sugar Mills & Refinery | 0.1500% | 0.3144% | - | - | |
| 91- Steel Rolling Mills, Steel Bar, Strip & Girder Makers | 0.1500% | 0.3144% | - | - | |
| 90- Steel Tubes, Steel Bed & Steel Furniture Makers | 0.1500% | 0.3144% | - | - | |
| 89- Stables | 0.1500% | 0.3144% | - | - | |
| 88- Spray Painting | 0.1800% | 0.3444% | - | - | |
| 87- Soap Factories | 0.1500% | 0.3144% | - | - | |
| 86- Sisal Factories | 0.2400% | 0.4044% | - | - | |
| 85- Silent/ Dormant Risks | 0.1500% | 0.3144% | - | - | |
| 84- Shops, Super Markets, Markets & Malls | 0.1500% | 0.3144% | - | - | |
| 83-Schools & Colleges (Boarding) & Hostels | 0.1500% | 0.2500% | - | - | |
| 82- Schools (Day) | 0.1250% | 0.2200% | - | - | |
| 81- Rubber Goods Factories, Tyre Factories & Tyre Re-treading Works | 0.1800% | 0.3444% | - | - | |
| 80- Rice Mills | 0.1500% | 0.3144% | - | - | |
| 79- Razor Blade Makers | 0.1500% | 0.3144% | - | - | |
| 78- Quarries | 0.1500% | 0.3144% | - | - | |
| 77- Pyrethrum Drying Sheds | 0.3000% | 0.4644% | - | - | |
| 76- Printing Works/ Carton Factories | 0.1500% | 0.3144% | - | - | |
| 75- Poultry Houses | 0.1500% | 0.3144% | - | - | |
| 74- Plastic Industries | 0.2400% | 0.4044% | - | - | |
| 73- Pharmaceutical : Tablet, Pill, Capsule Making and Bottle Filling | 0.1500% | 0.3144% | - | - | |
| 72- Petrol & Gas Filling Stations | 0.1500% | 0.3144% | - | - | |
| 71- Paper Industries | 0.1800% | 0.3444% | - | - | |
| 70- Paint & Vanish Factories | 0.2400% | 0.4044% | - | - | |
| 69- Power Houses, Power Plant (i.e:Hydro Power Plant, Peat Power Plat and like) | 0.1500% | 0.3144% | - | - | |
| 68- Factories for Oil, petrol, gas, essence & Fat and like | 0.1500% | 0.3144% | - | - | |
| 67- Depots for Oil Storage, petrol, gas, essence and like | 0.2400% | 0.4044% | - | - | |
| 66- Offices | 0.1250% | 0.2000% | - | - | |
| 65- Nail, Screw, Needle, Pin, Barbed Wire & Wire Mesh Makers | 0.1500% | 0.3144% | - | - | |
| 64- Mining Risks | 0.1500% | 0.3144% | - | - | |
| 63- Match Manufacturing | 0.2400% | 0.4044% | - | - | |
| 62- Masonic and/ or Other Fraternal Meeting Halls | 0.1250% | 0.2000% | - | - | |
| 61- Laundries | 0.1500% | 0.3144% | - | - | |
| 60- Joinery | 0.1800% | 0.3444% | - | - | |
| 59- Knitting Works | 0.1800% | 0.3444% | - | - | |
| 58- Jam & Canning Factories | 0.1500% | 0.3144% | - | - | |
| 57- Jaggery Industries | 0.1800% | 0.3444% | - | - | |
| 56- Hotels | 0.1250% | 0.2200% | - | - | |
| 55- Hospitals | 0.1250% | 0.2000% | - | - | |
| 53- Grass/ papyrus/ makuti / banana fibre thatched buildings | 0.3600% | 0.5244% | - | - | |
| 52- Goods in the Open, Not otherwise Provided For | 0.1800% | 0.3444% | - | - | |
| 51- Goods in Government Bonded Warehouses & Other Warehouses | 0.1800% | 0.3444% | - | - | |
| 50- Gold Smiths | 0.1800% | 0.3444% | - | - | |
| 49- Glass Factories | 0.1800% | 0.3444% | - | - | |
| 48- Ghee Refineries | 0.1800% | 0.3444% | - | - | |
| 47- Garages | 0.1500% | 0.3144% | - | - | |
| 46- Fruit Juice Factories | 0.1500% | 0.3144% | - | - | |
| 45- Flour & Mealie Mills | 0.1500% | 0.3144% | - | - | |
| 44- Flax Factories | 0.3000% | 0.4644% | - | - | |
| 43- Fish & Meat Processing | 0.1500% | 0.3144% | - | - | |
| 42- Engineering Workshops | 0.1500% | 0.3144% | - | - | |
| 41- Electric Light & Power Stations | 0.1500% | 0.3144% | - | - | |
| 40- Dwellings & Domestic Outbuildings (i.e Apartment) | 0.1500% | 0.3144% | - | - | |
| 39- Dry Cleaners | 0.1500% | 0.3144% | - | - | |
| 38- Distilleries (Chemical) | 0.1500% | 0.3144% | - | - | |
| 37- Cotton Factories | 0.1800% | 0.3444% | - | - | |
| 36- Cosmetic Factories | 0.1800% | 0.3444% | - | - | |
| 35- Confectioneries (Manufacturing) | 0.1500% | 0.3144% | - | - | |
| 34- Concrete Block Works (Wet Process), Cement Plant | 0.1500% | 0.3144% | - | - | |
| 33- Collieries | 0.2400% | 0.4044% | - | - | |
| 32- Cold Storage & Ice Factories | 0.1500% | 0.3144% | - | - | |
| 31- Coffee Mills or Factories | 0.1500% | 0.3144% | - | - | |
| 30- Coal and/ or Compost and Manure in the Open | 0.3000% | 0.4644% | - | - | |
| 29- Clubs (Discotheques) | 0.1800% | 0.3444% | - | - | |
| 28- Clothing Factories | 0.1800% | 0.3444% | - | - | |
| 27- Cinemas and Theatres | 0.1500% | 0.3144% | - | - | |
| 26- Cigarette Factories | 0.2400% | 0.4044% | - | - | |
| 25- Churches, Chapels, Mosques & Temples | 0.1250% | 0.2000% | - | - | |
| 24- Chemical manufacturing & Storage | 0.1800% | 0.3444% | - | - | |
| 23- Chemical Insecticides and Sprays | 0.1800% | 0.3444% | - | - | |
| 22- Ceramic & Pottery Works | 0.1800% | 0.3444% | - | - | |
| 21- Car bonds/ Warehouses | 0.1500% | 0.3144% | - | - | |
| 20- Candle Manufacturing | 0.2400% | 0.4044% | - | - | |
| 19- Cafes & Restaurants | 0.1500% | 0.3144% | - | - | |
| 18- Butter and Cheese factories, Creameries and Diaries | 0.1500% | 0.3144% | - | - | |
| 17- Buildings in course of construction | 0.1500% | 0.3144% | - | - | |
| 16- Broadcasting Stations & Telecommunication Houses | 0.1500% | 0.3144% | - | - | |
| 15- Brick & Tile Works | 0.1500% | 0.3144% | - | - | |
| 14- Boot & Shoe Factories | 0.1800% | 0.3444% | - | - | |
| 13- Boat Houses | 0.1500% | 0.3144% | - | - | |
| 12- Boarding Houses | 0.1500% | 0.3144% | - | - | |
| 11- Blacksmiths | 0.2400% | 0.4044% | - | - | |
| 10- Bars and Gaming Rooms | 0.1800% | 0.3444% | - | - | |
| 9- Banks | 0.1250% | 0.2000% | - | - | |
| 8- Bakeries & Biscuits Manufacture | 0.1800% | 0.3444% | - | - | |
| 7- Bacon Factories | 0.1800% | 0.3444% | - | - | |
| 6- Automobile Show Rooms | 0.1500% | 0.3144% | - | - | |
| 5- Auction Sale Rooms | 0.1500% | 0.3144% | - | - | |
| 4- Aluminum Pressing Works | 0.1500% | 0.3144% | - | - | |
| 3- Airports, Airfields &Hangers | 0.1500% | 0.3144% | - | - | |
| 2- Agricultural Show Grounds | 0.1800% | 0.3444% | - | - | |
| 1- Aerated Water Factories, Mineral Water & Water Treatment Plant | 0.1500% | 0.3144% | - | - | |
| Commercial Buildings | 0.1500% | 0.2500% | 0.2250% | 0.1200% | |
| Industrial Risks | 0.1750% | 0.3000% | 0.2625% | 0.1500% | |
| Standard Office Premises | 0.1250% | 0.2000% | 0.1875% | 0.1000% | |
| Residential Buildings (Private Dwellings) | 0.1200% | 0.1500% | 0.1800% | 0.1000% |
